Make it simple with Financing Options
As low as 6 Month 0%* APR Financing. Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time. Checking your rate will not affect your credit score.
How It Works
Get a Decision in Seconds
During checkout, select the “pay over time”; button to check your eligibility.
Easy Monthly Payments
Buy now and pay for your purchase over time at competitive interest rates.
Safe and Secure
Your information is safe with encryption and multi-factor identity verification.
Why Finance with Bread?
Fast
If you prequalify, we'll find a custom-tailored plan for you in seconds. We'll present you with clear, transparent terms and you'll be shown the monthly cost of the item. It's just that easy!
Fair
Rates may be lower than what credit card companies charge you! You can pay the same amount each month or pay off your whole balance anytime, for no extra cost.
Secure
We take security seriously. We help keep your information safe with encryption and multi-factor identity verification.
The term is for a loan to finance a purchase. *Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
Contact us if you have any questions.
